You know the goal. This solves for the savings plan — and shows exactly what waiting costs.
Your inputs
$
$
6%
Required monthly savings
$—
starting now, every month until retirement
Per year
$—
—
The cost of waiting—
Your savings path to the goal
Balance with required savingsGoal
The number is the easy part. The account strategy is where money is won.
Which accounts to fund in which order — employer match, HSA, Roth, taxable — can change your after-tax outcome by six figures on the same contributions. We’ll map yours, free.
