Calculator

What will your money really buy later?

Inflation never sends a statement, but it compounds like anything else. See what today's dollars will feel like — and what you'll need instead.

Your inputs

Amount in today’s dollars

Years from now

Assumed inflation rate (%)

What today’s amount will feel like

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Needed then to match today

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—this is why "safe" money that earns nothing quietly isn’t safe at all

Purchasing power of today’s dollars over time

The risk that never shows up on a statement.

Every retirement plan is secretly a bet against inflation. We build portfolios and income plans designed to defend purchasing power — not just balances.

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HOW IT WORKS & IMPORTANT INFORMATION: Applies your assumed constant annual inflation rate to compute future purchasing power and the future amount required to match today’s spending. Actual inflation varies year to year and by spending category — healthcare and housing have often outpaced headline inflation; U.S. consumer inflation has averaged roughly 3% over the last century, with long stretches both above and below. The default assumption is illustrative, not a forecast. This educational tool is not financial advice. Mountain View Wealth Management, LLC · 2611 S Clark St., Suite 600, Arlington, VA 22202 · (571) 368-6178. © 2026 Mountain View Wealth Management, LLC.