Calculators

Run your own numbers

Fifteen interactive tools, organized the way you actually think — retirement, taxes, debt, and protection. No signup. Instant answers.

Retirement

From “what’s my number?” to “how long will it last?” — the full arc.

Calculator · InstantYour Number — how much do you need to never work again?Enter your spending, savings, and what you add each year — see your number and the year you reach it, live, with the crossover chart.Calculate your number → Calculator · InstantHow much do you need to retire?The income-replacement approach — your paycheck, your savings rate, Social Security, and whether the path you're on reaches the target.Find your target → Calculator · InstantHow can you save for retirement?You know the goal — this solves the required monthly savings, and shows exactly what waiting five or ten years costs.Solve my savings plan → Calculator · InstantWhere is your 401(k) headed?Contributions, employer match, raises, and decades of compounding — plus what an early withdrawal really costs by retirement day.Project my 401(k) → Calculator · InstantRoth IRA — what is tax-free growth worth?The same savings in a Roth versus a taxable account. Watch the gap the IRS never touches compound over your career.See the Roth advantage → Calculator · InstantHow much can you withdraw after retirement?Project savings to retirement day, then turn them into an inflation-adjusted monthly paycheck across your lifetime.See my paycheck → Calculator · InstantHow long will your money last?Three inputs, one honest answer — including the withdrawal your balance could sustain forever.Run the clock →

Taxes

What you keep matters more than what you make.

Calculators · IRS tablesRequired minimum distributionsTwo calculators in one: what you must withdraw from your own IRA, and what the rules require from an account you inherited — including the ten-year deadline.See my RMDs → Calculator · 2026 rulesYour 2026 federal income tax, bracket by bracketOfficial IRS brackets and standard deduction — see your bill, your effective vs. marginal rate, and which dollars pay which rate.Estimate my taxes → Calculator · InstantTaxable vs. tax-advantaged — what is deferral worth?The same dollars and the same return, taxed every year versus taxed once at withdrawal. See the dollar advantage compound live.Compare the two → Calculator · 2026 rulesWill the IRS inherit part of your estate?Check your estate against the $15 million exemption — including the life insurance most people forget to count.Check my estate →

Debt & Home

The other side of the balance sheet.

Calculator · InstantHow fast could you be mortgage-free?Add extra to each payment and see the years — and the interest — disappear from your loan.Run my payoff → Calculator · InstantDoes refinancing actually pay off?Monthly savings, the break-even on closing costs, and the lifetime interest comparison lenders skip.Check the break-even →

Protection & Purchasing Power

The risks that don’t show up on statements.

Calculator · InstantHow much life insurance do you actually need?Income replacement, mortgage, debts, and education — minus what you already have. The honest number, not a product pitch.Find my number → Calculator · InstantWhat will your money really buy later?See what today’s dollars will feel like in 10, 20, 30 years — and what you’ll need instead just to stand still.Face the math →

Calculators inform. Planning decides.

Every tool here makes simplifying assumptions your real life doesn't. Bring your actual numbers to a complimentary review and we'll run the full picture — taxes, Social Security, sequence risk, and all.

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IMPORTANT: These calculators are simplified educational tools, not financial, legal, or tax advice, and not projections or guarantees of any actual investment. Results assume constant returns and inflation and ignore taxes, fees, and market volatility unless noted. Consult a qualified professional about your situation. Mountain View Wealth Management, LLC · 2611 S Clark St., Suite 600, Arlington, VA 22202 · (571) 368-6178. © 2026.