Resources Login Book a Free Consultation

The Article Library

Every article, guide & checklist — sorted by what’s on your mind

Five-to-ten-minute reads on the questions clients actually ask — written in plain English by our team. Jump to a topic below.

🔒 How the library works: our three most recent articles are always free to read, no signup needed. Older articles — and our full guides and checklists, each readable online or downloadable as a printer-friendly PDF — live in the library archive, where a one-time email signup gets you the library password that unlocks everything — current clients can just send us a message for access.

Markets & Investing

The Two Risks That Break Retirement PlansMarket declines are only half the story — when they happen can matter more than whether they happen.Read it → The Unforgiving Math of Market LossesWhy a 50% loss needs a 100% gain — and why that asymmetry matters most the year you retire.Read it → 2026 Mid-Year OutlookHalftime: strong, narrow, and priced for good news — what the first half changed, with all the charts.Read it → Rethinking the 60/40 PortfolioWhy the classic mix is being questioned — and one framework we return to often.Read it →

Retirement

GuideThe Retirement GuideOur flagship: the four risks that never retire — longevity, inflation, volatility, and emotion — and how a real plan answers each.Read the guide → ChecklistThe Retirement Readiness ChecklistA working checklist of the decisions, documents, and deadlines in the five years around retirement day.Get the checklist → Why Traditional Retirement Income Methods Are Under PressureBonds, CDs, dividends, and the 4% rule still work — just not the way the old playbook promised.Read it → Not All Retirement Income Plans Are Created EqualThe method you choose determines how much you can spend — and how you'll feel spending it.Read it → Is the 4% Rule Leaving Money on the Table?New Morningstar research says flexible retirees can safely spend meaningfully more — here's the math, and the catch.Read it → Retirement Confidence Just Hit a Nine-Year Low. Should Yours?What's actually driving the 2026 EBRI numbers — and what confident households do differently.Read it → The Roth Conversion WindowWhy the years between retiring and claiming Social Security may be your best tax opportunity ever.Read it → The Retirement Readiness ChecklistTwenty-five checkboxes across five pillars — one honest picture of where you stand (PDF).Download →

Taxes

NewThe Deductions You Get Without ItemizingSome deductions lower your AGI — the number that controls phaseouts, surtaxes, and Medicare premiums. Others don’t. Knowing which is which is worth real money.Read it → NewThe New Math of Charitable GivingThree rules changed in 2026 — a new floor, a deduction for non-itemizers, and a cap for top earners. What still works, and what to do differently.Read it → NewHow Capital Gains Are Really TaxedLong-term gains stack on top of your ordinary income — and that one detail decides whether a gain costs you 0% or 20%.Read it → Five Retirement Tax Opportunities Most People MissTax preparation looks backward. Tax planning looks forward — and forward is where the money is.Read it → Four New Tax Deductions to KnowWhat the One, Big, Beautiful Bill Act means for workers and retirees — in plain English.Read it →

Estate Planning

ChecklistThe Estate Planning ChecklistThe documents, designations, and conversations every estate needs — in one working list.Get the checklist → Estate Planning 101What it is, what it isn't, and why every adult already has a plan — whether they wrote one or not.Read it → The Estate Planning ChecklistThe plan your family will one day depend on, checked box by box (PDF).Download →

Debt Management

Paying Off Student Loans, FasterThe strategies that shorten the timeline — and the traps that quietly extend it.Read it →

Annuities & Guaranteed Income

GuideThe Annuity Buyer’s GuideHow fixed indexed annuities really work — strengths, limitations, and the questions to ask before signing anything.Get the guide → The Annuity Buyer's GuideHow fixed indexed annuities really work — strengths and fine print given equal billing (PDF).Download → Is a fixed indexed annuity right for your retirement?Our two-minute guided walkthrough — see whether a strategy session makes sense for you.Take the walkthrough →

Read something that raised a question?

That's what the consultation is for. Bring the article, bring your statements, bring anything — you'll leave with answers, not a pitch.

Book a Free Consultation